:root {
  --bg-page: #edf3ff;
  --bg-soft: #dee9ff;
  --surface: #ffffff;
  --line: #c8daf8;
  --text-main: #0c2350;
  --text-sub: #3f5f98;
  --text-on-hero: #f0f6ff;
  --hero-main: #0b3dbf;
  --hero-deep: #082a85;
  --accent: #ff8a00;
  --accent-deep: #db7300;
  --ok: #1d4f9f;
  --error: #ac2e2e;
  --radius-lg: 24px;
  --radius-md: 16px;
  --shadow-soft: 0 16px 34px rgba(14, 49, 129, 0.14);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
}

body {
  margin: 0;
  font-family: "Noto Sans KR", sans-serif;
  color: var(--text-main);
  text-rendering: optimizeLegibility;
  background:
    radial-gradient(circle at 8% 0%, rgba(61, 124, 255, 0.18), transparent 34%),
    radial-gradient(circle at 90% 4%, rgba(255, 146, 0, 0.16), transparent 28%),
    linear-gradient(180deg, var(--bg-page) 0%, var(--bg-soft) 100%);
}

a {
  color: inherit;
  text-decoration: none;
  touch-action: manipulation;
}

button,
input,
select,
textarea {
  touch-action: manipulation;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  backdrop-filter: blur(8px);
  background: rgba(242, 248, 255, 0.94);
  border-bottom: 1px solid rgba(128, 166, 233, 0.45);
}

.header-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0.78rem 1.1rem;
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 1rem;
}

.brand {
  display: grid;
  gap: 0.1rem;
}

.brand-title {
  color: #12388c;
  font-size: 1rem;
  font-weight: 900;
}

.brand-subtitle {
  color: #4e73b4;
  font-size: 0.76rem;
  font-weight: 700;
}

.header-nav {
  justify-self: center;
  display: inline-flex;
  gap: 1rem;
  font-size: 0.84rem;
  font-weight: 700;
  color: #1d4ea8;
}

.header-nav a {
  border-bottom: 2px solid transparent;
}

.header-nav a:hover,
.header-nav a:focus-visible {
  color: #0f327f;
  border-color: rgba(15, 50, 127, 0.48);
}

.btn {
  border: 0;
  border-radius: 14px;
  min-height: 48px;
  padding: 0.78rem 1.08rem;
  font: inherit;
  font-size: 0.9rem;
  font-weight: 900;
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  -webkit-tap-highlight-color: transparent;
  transition:
    transform 0.18s ease,
    box-shadow 0.18s ease;
}

.btn:hover,
.btn:focus-visible {
  transform: translateY(-1px);
}

.btn-primary {
  color: #2a1300;
  background: linear-gradient(120deg, var(--accent), #ffc164);
  box-shadow: 0 10px 20px rgba(255, 138, 0, 0.3);
}

.btn-primary:hover,
.btn-primary:focus-visible {
  box-shadow: 0 12px 24px rgba(255, 138, 0, 0.38);
}

.btn-outline {
  color: #e9f1ff;
  border: 1px solid rgba(219, 233, 255, 0.78);
  background: rgba(10, 42, 119, 0.42);
}

.btn-direct {
  color: #f1f6ff;
  border: 1px solid rgba(223, 235, 255, 0.82);
  background: rgba(6, 30, 89, 0.24);
}

.btn-direct:hover,
.btn-direct:focus-visible {
  box-shadow: 0 10px 22px rgba(6, 30, 89, 0.24);
}

.btn-direct-soft {
  color: #163f92;
  border: 1px solid #c7dafc;
  background: linear-gradient(180deg, #ffffff 0%, #eef5ff 100%);
}

.btn-direct-secondary {
  color: #143e95;
  border: 1px solid #c5d8fb;
  background: linear-gradient(180deg, #ffffff 0%, #eef5ff 100%);
  box-shadow: none;
}

.btn-kakao {
  color: #2f1f00;
  border: 1px solid #d8c300;
  background: #fee500;
}

.cta-footnote {
  margin: 0.35rem 0 0;
  color: #c5dafd;
  font-size: 0.74rem;
  line-height: 1.4;
}

.cta-footnote-dark {
  color: #5a79af;
}

.header-cta {
  min-height: 40px;
  padding: 0.56rem 0.92rem;
  font-size: 0.82rem;
}

.btn:focus-visible,
input:focus-visible,
select:focus-visible,
textarea:focus-visible,
.header-nav a:focus-visible {
  outline: 3px solid rgba(255, 193, 99, 0.74);
  outline-offset: 2px;
}

main {
  padding-bottom: 6.2rem;
}

.hero {
  max-width: 1240px;
  margin: 1.7rem auto 0;
  padding: 0 1.1rem;
}

.section[id],
.apply-section,
.final-cta {
  scroll-margin-top: 92px;
}

.hero-layout {
  border-radius: var(--radius-lg);
  border: 1px solid rgba(186, 211, 255, 0.7);
  overflow: hidden;
  background:
    radial-gradient(circle at 88% 11%, rgba(255, 255, 255, 0.14), transparent 30%),
    linear-gradient(140deg, var(--hero-main) 0%, #164fd0 52%, var(--hero-deep) 100%);
  box-shadow: 0 24px 44px rgba(10, 36, 101, 0.24);
  display: grid;
  grid-template-columns: minmax(0, 1fr) 360px;
}

.hero-copy {
  padding: 2rem;
  color: var(--text-on-hero);
}

.hero-kicker {
  margin: 0;
  color: #cfe2ff;
  font-size: 0.78rem;
  letter-spacing: 0.16em;
  font-weight: 700;
}

.hero-copy h1 {
  margin: 0.58rem 0 0;
  font-size: clamp(2rem, 4.3vw, 3.9rem);
  line-height: 1.05;
  letter-spacing: -0.03em;
}

.hero-copy h1 span {
  color: #ffd79d;
}

.hero-main-line {
  margin: 0.74rem 0 0;
  color: #ffd497;
  font-size: 1.04rem;
  font-weight: 900;
}

.hero-sub-line {
  margin: 0.32rem 0 0;
  color: #dce9ff;
  font-size: 0.94rem;
  line-height: 1.6;
  max-width: 42rem;
}

.hero-actions {
  margin-top: 1rem;
  display: flex;
  gap: 0.6rem;
  flex-wrap: wrap;
}

.hero-note-box {
  margin-top: 0.84rem;
  border-radius: 12px;
  border: 1px solid rgba(227, 238, 255, 0.48);
  background: rgba(8, 34, 101, 0.48);
  padding: 0.64rem 0.74rem;
}

.hero-note-box p {
  margin: 0.12rem 0;
  color: #dfeaff;
  font-size: 0.82rem;
  line-height: 1.55;
}

.compact-note-box {
  display: grid;
  gap: 0.12rem;
}

.hero-note-box strong {
  color: #ffd69c;
}

.hero-metrics {
  margin-top: 0.9rem;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0.52rem;
}

.metric-card {
  border-radius: 12px;
  border: 1px solid rgba(212, 229, 255, 0.44);
  background: rgba(8, 34, 101, 0.56);
  padding: 0.58rem;
  min-height: 92px;
}

.metric-label {
  margin: 0;
  color: #cae0ff;
  font-size: 0.74rem;
}

.metric-value {
  margin: 0.18rem 0 0;
  color: #ffffff;
  font-size: 1.05rem;
  font-weight: 900;
}

.hero-metrics-static .metric-value {
  line-height: 1.35;
}

.hero-disclaimer {
  margin: 0.76rem 0 0;
  color: #b8cef8;
  font-size: 0.75rem;
  line-height: 1.5;
}

.hero-disclaimer-inline {
  max-width: 1240px;
  margin: 0.72rem auto 0;
  padding: 0 1.4rem;
  color: #6786bc;
}

.hero-source-link {
  color: #123f97;
  font-weight: 800;
  text-decoration: underline;
  text-underline-offset: 0.16rem;
}

.hero-filter {
  border-left: 1px solid rgba(194, 214, 250, 0.72);
  background: linear-gradient(180deg, #f8fbff 0%, #edf4ff 100%);
  padding: 1.28rem 1.08rem;
  display: grid;
  align-content: start;
}

.filter-title {
  margin: 0;
  color: #143f97;
  font-size: 1.08rem;
  font-weight: 900;
}

.filter-desc {
  margin: 0.28rem 0 0;
  color: #4a69a1;
  font-size: 0.82rem;
}

.filter-list {
  margin: 0.66rem 0 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 0.34rem;
  color: #34588f;
  font-size: 0.84rem;
  font-weight: 700;
}

.filter-list li {
  position: relative;
  padding-left: 0.84rem;
  line-height: 1.55;
}

.compact-filter-list {
  margin-top: 0.5rem;
}

.filter-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.5em;
  width: 0.35rem;
  height: 0.35rem;
  border-radius: 999px;
  background: linear-gradient(120deg, #ff8a00, #ffc56f);
}

.filter-list + .btn {
  margin-top: 0.72rem;
}

.hero-filter-actions {
  margin-top: 0.72rem;
  display: grid;
  gap: 0.52rem;
}

.wide {
  width: 100%;
}

.section {
  max-width: 1240px;
  margin: 1.5rem auto 0;
  padding: 0 1.1rem;
}

.compact-head {
  margin-bottom: 0.62rem;
}

.section-head {
  margin-bottom: 0.76rem;
}

.section-eyebrow {
  margin: 0;
  color: #4969a1;
  font-size: 0.77rem;
  font-weight: 800;
}

.section-head h2 {
  margin: 0.28rem 0 0;
  font-size: clamp(1.4rem, 2.8vw, 2rem);
}

.apply-section-desc {
  margin: 0.28rem 0 0;
  color: #496ba6;
  font-size: 0.95rem;
  line-height: 1.6;
}

.timing-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0.56rem;
}

.timing-card {
  border-radius: 14px;
  border: 1px solid var(--line);
  background: linear-gradient(180deg, #ffffff 0%, #f5f9ff 100%);
  box-shadow: 0 10px 24px rgba(16, 52, 129, 0.08);
  padding: 0.74rem;
  min-height: 168px;
}

.timing-year {
  margin: 0;
  color: #1b53bc;
  font-family: "Bebas Neue", sans-serif;
  font-size: 1.85rem;
  line-height: 1;
}

.timing-card h3 {
  margin: 0.18rem 0 0;
  color: #143f96;
  font-size: 0.98rem;
}

.timing-card p {
  margin: 0.34rem 0 0;
  color: var(--text-sub);
  font-size: 0.85rem;
  line-height: 1.45;
}

.timing-note {
  margin: 0.56rem 0 0;
  border-radius: 12px;
  border: 1px solid #f3c17d;
  background: #fff8ef;
  color: #84511b;
  font-size: 0.84rem;
  font-weight: 800;
  padding: 0.62rem 0.74rem;
}

.section-cta {
  margin-top: 0.62rem;
}

.condition-grid {
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap: 0.56rem;
}

.condition-grid-4 {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.condition-item {
  border-radius: 14px;
  border: 1px solid var(--line);
  background: var(--surface);
  box-shadow: var(--shadow-soft);
  padding: 0.78rem;
  color: #1d4ea6;
  font-size: 0.88rem;
  font-weight: 800;
  line-height: 1.5;
}

.condition-item strong {
  display: block;
  font-size: 0.94rem;
  color: #123d92;
}

.condition-item span {
  display: block;
  margin-top: 0.28rem;
  color: #5371a7;
  font-size: 0.82rem;
  font-weight: 600;
  line-height: 1.55;
}

.risk-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.62rem;
}

.risk-card,
.risk-solution {
  border-radius: 16px;
  border: 1px solid var(--line);
  background: linear-gradient(180deg, #ffffff 0%, #f5f9ff 100%);
  box-shadow: 0 12px 26px rgba(17, 52, 128, 0.09);
  padding: 0.88rem;
}

.risk-card h3 {
  margin: 0;
  color: #113d94;
  font-size: 1rem;
}

.risk-card ul {
  margin: 0.56rem 0 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 0.38rem;
  color: var(--text-sub);
  font-size: 0.88rem;
}

.risk-card li {
  position: relative;
  padding-left: 0.84rem;
}

.risk-card li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.5em;
  width: 0.34rem;
  height: 0.34rem;
  border-radius: 999px;
  background: linear-gradient(120deg, #ff8a00, #ffc166);
}

.risk-solution p {
  margin: 0;
  color: #264b89;
  font-size: 0.9rem;
  line-height: 1.6;
}

.risk-solution p + p {
  margin-top: 0.54rem;
}

.risk-solution .btn {
  margin-top: 0.74rem;
}

.proof-panel {
  display: grid;
  grid-template-columns: minmax(0, 1.4fr) minmax(300px, 0.9fr);
  gap: 0.7rem;
  align-items: stretch;
}

.proof-aside-stack {
  display: grid;
  gap: 0.7rem;
}

.proof-strip {
  border-radius: 16px;
  border: 1px solid var(--line);
  background: linear-gradient(180deg, #ffffff 0%, #f3f8ff 100%);
  box-shadow: 0 12px 24px rgba(19, 55, 132, 0.08);
  padding: 0.58rem;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0.54rem;
}

.flow-grid-compact {
  margin-top: 0.7rem;
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.proof-box {
  border-radius: 12px;
  border: 1px solid #d3e3fd;
  background: #f8fbff;
  padding: 0.62rem;
  min-height: 112px;
}

.proof-value {
  margin: 0;
  color: #123f97;
  font-family: "Noto Sans KR", sans-serif;
  font-size: clamp(1.24rem, 2.5vw, 1.8rem);
  font-weight: 900;
  line-height: 1.2;
}

.proof-label {
  margin: 0.08rem 0 0;
  color: #4d6ea7;
  font-size: 0.82rem;
}

.proof-note {
  margin: 0.28rem 0 0;
  color: #4a6797;
  font-size: 0.8rem;
  line-height: 1.5;
}

.official-proof-card {
  border-radius: 16px;
  border: 1px solid rgba(25, 68, 153, 0.12);
  background: linear-gradient(180deg, #0f3a9d 0%, #0a2b7b 100%);
  box-shadow: 0 14px 28px rgba(15, 51, 126, 0.18);
  padding: 1rem;
  color: #eaf1ff;
}

.official-proof-kicker {
  margin: 0;
  color: #b5cdfd;
  font-size: 0.74rem;
  font-weight: 800;
  letter-spacing: 0.02em;
}

.official-proof-card h3 {
  margin: 0.28rem 0 0;
  font-size: 1.24rem;
}

.direct-proof-card {
  border-radius: 16px;
  border: 1px solid rgba(255, 190, 110, 0.66);
  background: linear-gradient(180deg, #fff7ec 0%, #fff0d7 100%);
  box-shadow: 0 14px 28px rgba(201, 112, 0, 0.14);
  padding: 1rem;
  color: #5f3400;
}

.direct-proof-card h3 {
  margin: 0.28rem 0 0;
  color: #8a4700;
  font-size: 1.5rem;
  letter-spacing: -0.02em;
}

.direct-proof-note {
  margin: 0.48rem 0 0.86rem;
  color: #6f430d;
  font-size: 0.84rem;
  line-height: 1.58;
}

.official-proof-list {
  margin: 0.72rem 0 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 0.44rem;
}

.official-proof-list li {
  position: relative;
  padding-left: 0.92rem;
  color: #eaf1ff;
  font-size: 0.88rem;
  line-height: 1.55;
}

.official-proof-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.48rem;
  width: 0.4rem;
  height: 0.4rem;
  border-radius: 999px;
  background: linear-gradient(120deg, #ff9d29, #ffd089);
}

.official-proof-actions {
  margin-top: 0.84rem;
  display: flex;
  flex-wrap: wrap;
  gap: 0.56rem;
  align-items: center;
}

.official-proof-actions .btn-outline {
  color: #eef4ff;
  border-color: rgba(225, 235, 255, 0.6);
  background: rgba(9, 31, 87, 0.26);
}

.official-proof-card .hero-source-link {
  color: #ffd18f;
}

.case-grid {
  margin-top: 0.58rem;
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0.56rem;
}

.case-card {
  border-radius: 14px;
  border: 1px solid var(--line);
  background: #ffffff;
  box-shadow: 0 10px 22px rgba(20, 57, 136, 0.07);
  padding: 0.78rem;
}

.prep-grid .case-card {
  min-height: 170px;
}

.case-card h3 {
  margin: 0;
  color: #143f96;
  font-size: 0.95rem;
}

.case-result {
  margin: 0.28rem 0 0;
  color: #0f3d95;
  font-size: 0.96rem;
  font-weight: 900;
}

.case-line {
  margin: 0.2rem 0 0;
  color: #3e5f98;
  font-size: 0.84rem;
}

.case-card p {
  margin: 0.3rem 0 0;
  color: var(--text-sub);
  font-size: 0.84rem;
  line-height: 1.45;
}

.case-note {
  margin: 0.44rem 0 0;
  color: #5b79ae;
  font-size: 0.78rem;
}

.flow-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 0.56rem;
}

.flow-card {
  border-radius: 14px;
  border: 1px solid var(--line);
  background: linear-gradient(180deg, #ffffff 0%, #f5f9ff 100%);
  box-shadow: 0 10px 24px rgba(18, 54, 131, 0.08);
  padding: 0.74rem;
}

.flow-step {
  margin: 0;
  color: #ff8a00;
  font-size: 0.74rem;
  font-weight: 900;
}

.flow-card h3 {
  margin: 0.18rem 0 0;
  color: #133e95;
  font-size: 0.95rem;
}

.flow-card p {
  margin: 0.36rem 0 0;
  color: var(--text-sub);
  font-size: 0.83rem;
  line-height: 1.44;
}

.flow-note {
  margin: 0.58rem 0 0;
  border-radius: 12px;
  border: 1px solid #f6c279;
  background: #fff8ee;
  padding: 0.62rem 0.76rem;
  color: #84521c;
  font-size: 0.84rem;
  line-height: 1.45;
}

.compact-flow-note {
  margin-top: 0.7rem;
}

.apply-section .section-head {
  margin-bottom: 0.62rem;
}

#apply-form-start,
#apply,
#privacy-summary {
  scroll-margin-top: 6.2rem;
}

.apply-box {
  border-radius: var(--radius-lg);
  border: 1px solid var(--line);
  background: linear-gradient(180deg, #ffffff 0%, #f4f9ff 100%);
  box-shadow: 0 14px 30px rgba(17, 56, 139, 0.1);
  padding: 1rem;
}

.region-match-card {
  margin-top: 0.72rem;
  border-radius: 18px;
  border: 1px solid rgba(192, 212, 246, 0.86);
  background: linear-gradient(180deg, #fafdff 0%, #edf5ff 100%);
  padding: 0.92rem;
}

.region-match-card.is-empty {
  border-style: dashed;
}

.region-match-kicker {
  margin: 0;
  color: #4d6ea8;
  font-size: 0.76rem;
  font-weight: 800;
}

.region-match-head {
  margin-top: 0.18rem;
  display: grid;
  gap: 0.18rem;
}

.region-match-head strong {
  color: #123f97;
  font-size: 1rem;
}

.region-match-head span {
  color: #496aa2;
  font-size: 0.84rem;
  font-weight: 700;
}

.region-match-list {
  margin: 0.72rem 0 0;
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0.56rem;
}

.region-match-list div {
  border-radius: 14px;
  border: 1px solid #d4e2fb;
  background: rgba(255, 255, 255, 0.84);
  padding: 0.72rem;
}

.region-match-list dt {
  color: #5a79ae;
  font-size: 0.76rem;
  font-weight: 800;
}

.region-match-list dd {
  margin: 0.22rem 0 0;
  color: #173f90;
  font-size: 0.85rem;
  font-weight: 700;
  line-height: 1.55;
}

.region-match-note {
  margin: 0.62rem 0 0;
  color: #5473a8;
  font-size: 0.82rem;
  line-height: 1.6;
}

.trust-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0.62rem;
  margin-bottom: 0.7rem;
}

.trust-grid-compact {
  margin-bottom: 0.55rem;
}

.trust-card {
  border-radius: 16px;
  border: 1px solid var(--line);
  background: linear-gradient(180deg, #ffffff 0%, #f5f9ff 100%);
  box-shadow: 0 10px 24px rgba(18, 54, 131, 0.08);
  padding: 0.9rem;
}

.trust-card h3 {
  margin: 0;
  color: #133e95;
  font-size: 0.96rem;
}

.trust-card p {
  margin: 0.36rem 0 0;
  color: var(--text-sub);
  font-size: 0.84rem;
  line-height: 1.6;
}

.privacy-summary {
  margin-bottom: 0.7rem;
  border-radius: 18px;
  border: 1px solid rgba(190, 209, 245, 0.74);
  background: linear-gradient(180deg, #f9fbff 0%, #eef5ff 100%);
  padding: 1rem;
}

.privacy-head h3 {
  margin: 0.26rem 0 0;
  color: #123d95;
  font-size: 1.06rem;
}

.privacy-kicker {
  margin: 0;
  color: #5b79af;
  font-size: 0.76rem;
  font-weight: 800;
}

.privacy-grid {
  margin-top: 0.7rem;
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0.58rem;
}

.privacy-item {
  border-radius: 14px;
  border: 1px solid #d3e1fb;
  background: rgba(255, 255, 255, 0.88);
  padding: 0.8rem;
}

.privacy-item strong {
  display: block;
  color: #133f96;
  font-size: 0.85rem;
}

.privacy-item p,
.privacy-note {
  margin: 0.28rem 0 0;
  color: #4d6ca3;
  font-size: 0.82rem;
  line-height: 1.58;
}

.privacy-note {
  margin-top: 0.6rem;
}

.privacy-disclosure {
  margin-bottom: 0.62rem;
  border-radius: 16px;
  border: 1px solid rgba(190, 209, 245, 0.74);
  background: linear-gradient(180deg, #f9fbff 0%, #eef5ff 100%);
  overflow: hidden;
}

.privacy-disclosure summary {
  list-style: none;
  cursor: pointer;
  padding: 0.88rem 1rem;
  color: #123d95;
  font-size: 0.9rem;
  font-weight: 800;
}

.privacy-disclosure summary::-webkit-details-marker {
  display: none;
}

.privacy-disclosure[open] summary {
  border-bottom: 1px solid rgba(204, 220, 248, 0.86);
}

.privacy-disclosure .privacy-grid,
.privacy-disclosure .privacy-note {
  margin-left: 1rem;
  margin-right: 1rem;
}

.privacy-disclosure .privacy-grid {
  margin-top: 0.8rem;
}

.compact-privacy-grid {
  padding-bottom: 0;
}

.compact-privacy-note {
  padding-bottom: 0.9rem;
}

.privacy-note a,
.form-help a {
  color: #0f4bbe;
  text-decoration: underline;
  text-underline-offset: 2px;
}

.apply-guide {
  margin: 0;
  color: #7c4c19;
  font-size: 0.82rem;
  line-height: 1.45;
}

.apply-guide + .apply-guide {
  margin-top: 0.1rem;
}

.inquiry-form {
  margin-top: 0.66rem;
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0.58rem;
}

.inquiry-form label {
  display: grid;
  gap: 0.26rem;
  color: #35568f;
  font-size: 0.8rem;
  font-weight: 700;
}

.inquiry-form input[type="text"],
.inquiry-form input[type="tel"],
.inquiry-form select {
  width: 100%;
  border: 1px solid #bad0f8;
  border-radius: 11px;
  background: #fff;
  color: #112a5e;
  font: inherit;
  font-size: 1rem;
  min-height: 48px;
  padding: 0.76rem 0.78rem;
}

.inquiry-form input::placeholder {
  color: #90a8d3;
}

.inquiry-form input:focus,
.inquiry-form select:focus {
  outline: none;
  border-color: #5b8de4;
  box-shadow: 0 0 0 3px rgba(91, 141, 228, 0.18);
}

.agree-row {
  display: inline-flex !important;
  align-items: flex-start;
  gap: 0.42rem;
  line-height: 1.5;
}

.agree-row input {
  margin: 0;
  width: 18px;
  height: 18px;
  transform: translateY(0.12rem);
}

.inquiry-form .wide {
  grid-column: 1 / -1;
}

.form-help {
  margin: -0.22rem 0 0;
  color: #5574aa;
  font-size: 0.78rem;
  line-height: 1.5;
}

.form-secondary-actions {
  display: flex;
}

.form-status {
  margin: 0;
  min-height: 1.4rem;
  color: var(--ok);
  font-size: 0.84rem;
  line-height: 1.45;
}

.final-cta {
  max-width: 1240px;
  margin: 1.55rem auto 0;
  padding: 0.96rem 1.1rem;
  border-radius: 18px;
  border: 1px solid rgba(194, 213, 251, 0.78);
  background: linear-gradient(140deg, #0f43c6 0%, #0a2f8f 100%);
  box-shadow: 0 18px 34px rgba(13, 40, 108, 0.2);
  color: #eef5ff;
  display: block;
}

.final-cta-copy {
  min-width: 0;
  max-width: 52rem;
}

.final-cta-eyebrow {
  margin: 0 0 0.34rem;
  color: #bcd3ff;
  font-size: 0.75rem;
  font-weight: 800;
  letter-spacing: 0.04em;
}

.final-cta h2 {
  margin: 0;
  font-size: clamp(1.15rem, 2.3vw, 1.7rem);
  max-width: 32rem;
  word-break: keep-all;
  line-break: strict;
}

.final-cta-lead {
  margin: 0.52rem 0 0;
  color: #eef5ff;
  font-size: 0.96rem;
  font-weight: 700;
  line-height: 1.5;
}

.final-cta-sub {
  margin: 0.18rem 0 0;
  color: #cfe0ff;
  font-size: 0.88rem;
  line-height: 1.55;
}

.final-cta-note {
  margin: 0.66rem 0 0;
  padding-top: 0.66rem;
  border-top: 1px solid rgba(210, 225, 255, 0.24);
  color: #b9d0fb;
  font-size: 0.8rem;
  line-height: 1.6;
}

.final-push {
  margin: 0.62rem 0 0;
  border-radius: 12px;
  border: 1px solid rgba(237, 209, 151, 0.55);
  background: rgba(15, 41, 108, 0.52);
  color: #f7e4c0;
  font-size: 0.84rem;
  line-height: 1.5;
  padding: 0.6rem 0.74rem;
}

.site-footer {
  margin-top: 1.7rem;
  border-top: 1px solid #a9c5f5;
  background: linear-gradient(180deg, #0f3b99 0%, #0a2f7f 100%);
}

.footer-inner {
  max-width: 1240px;
  margin: 0 auto;
  padding: 1rem 1.1rem 6.8rem;
  color: #d8e8ff;
  font-size: 0.82rem;
  line-height: 1.52;
}

.footer-inner p {
  margin: 0.12rem 0;
}

.footer-inner a {
  color: #ffffff;
  text-decoration: underline;
  text-underline-offset: 2px;
}

.foot-note {
  margin-top: 0.5rem !important;
  color: #b9d3ff;
}

.mobile-sticky-cta {
  position: fixed;
  left: 0;
  right: 0;
  bottom: 0;
  z-index: 120;
  display: none;
  grid-template-columns: 1.15fr 1fr;
  gap: 0.5rem;
  padding: 0.58rem 0.58rem calc(0.58rem + env(safe-area-inset-bottom));
  background: rgba(244, 248, 255, 0.94);
  border-top: 1px solid rgba(181, 204, 245, 0.9);
  box-shadow: 0 -12px 28px rgba(12, 38, 97, 0.12);
  backdrop-filter: blur(10px);
}

.mobile-sticky-cta a {
  border-radius: 14px;
  min-height: 56px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 0.08rem;
  padding: 0.42rem 0.5rem;
  text-align: center;
  text-decoration: none;
  line-height: 1.2;
}

.mobile-sticky-cta a strong {
  font-size: 0.9rem;
  font-weight: 900;
  letter-spacing: -0.01em;
}

.mobile-sticky-cta a span {
  font-size: 0.68rem;
  font-weight: 700;
  opacity: 0.88;
}

.mobile-sticky-cta .mobile-apply {
  color: #2a1300;
  background: linear-gradient(120deg, #ff8a00, #ffbf5f);
  box-shadow: 0 10px 20px rgba(255, 138, 0, 0.24);
}

.mobile-sticky-cta .mobile-direct {
  color: #143a89;
  border: 1px solid #a9c5f7;
  background: linear-gradient(180deg, #f7fbff 0%, #e5efff 100%);
  box-shadow: 0 8px 18px rgba(17, 55, 129, 0.1);
}

.reveal {
  opacity: 0;
  transform: translateY(12px);
  transition:
    opacity 0.34s ease,
    transform 0.34s ease;
}

.reveal.in-view {
  opacity: 1;
  transform: translateY(0);
}

@media (max-width: 1100px) {
  .hero-layout {
    grid-template-columns: 1fr;
  }

  .hero-filter {
    border-left: 0;
    border-top: 1px solid rgba(194, 214, 250, 0.72);
  }

  .condition-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }

  .condition-grid-4 {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .flow-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .timing-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .trust-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 900px) {
  .header-inner {
    grid-template-columns: auto 1fr;
  }

  .header-cta {
    display: none;
  }

  .header-nav {
    justify-self: end;
    gap: 0.68rem;
    font-size: 0.8rem;
  }

  .risk-layout,
  .inquiry-form {
    grid-template-columns: 1fr;
  }

  .privacy-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 760px) {
  .site-header {
    position: static;
  }

  .header-inner {
    grid-template-columns: 1fr;
    padding: 0.7rem 0.9rem;
    gap: 0.4rem;
  }

  .brand-subtitle {
    display: none;
  }

  .header-nav {
    justify-self: start;
    width: 100%;
    overflow-x: auto;
    padding-bottom: 0.2rem;
    gap: 0.62rem;
  }

  .hero,
  .section,
  .final-cta {
    padding-left: 0.9rem;
    padding-right: 0.9rem;
  }

  .hero-copy {
    padding: 1rem;
  }

  .hero-copy h1 {
    font-size: clamp(1.86rem, 10vw, 2.7rem);
  }

  .hero-main-line {
    font-size: 0.98rem;
  }

  .hero-sub-line {
    font-size: 0.84rem;
  }

  .hero-actions {
    width: 100%;
  }

  .hero-actions .btn {
    width: 100%;
  }

  .hero-metrics,
  .timing-grid,
  .condition-grid,
  .flow-grid,
  .case-grid,
  .trust-grid,
  .privacy-grid,
  .condition-grid-4 {
    grid-template-columns: 1fr;
  }

  .proof-panel,
  .proof-strip {
    grid-template-columns: 1fr;
  }

  .proof-aside-stack,
  .region-match-list {
    grid-template-columns: 1fr;
  }

  .metric-card,
  .proof-box,
  .timing-card,
  .prep-grid .case-card {
    min-height: auto;
  }

  .privacy-disclosure summary {
    padding: 0.8rem 0.9rem;
  }

  .privacy-disclosure .privacy-grid,
  .privacy-disclosure .privacy-note {
    margin-left: 0.9rem;
    margin-right: 0.9rem;
  }

  .mobile-sticky-cta {
    display: grid;
  }

  main {
    padding-bottom: calc(6.6rem + env(safe-area-inset-bottom));
  }

  .footer-inner {
    padding-bottom: calc(7.2rem + env(safe-area-inset-bottom));
  }
}

@media (max-width: 430px) {
  .hero,
  .section,
  .final-cta {
    padding-left: 0.8rem;
    padding-right: 0.8rem;
  }

  .header-inner {
    padding-left: 0.8rem;
    padding-right: 0.8rem;
  }

  .hero-copy,
  .hero-filter,
  .apply-box,
  .privacy-summary,
  .trust-card,
  .flow-card,
  .risk-card,
  .risk-solution,
  .timing-card,
  .case-card,
  .condition-item,
  .proof-box {
    padding-left: 0.85rem;
    padding-right: 0.85rem;
  }

  .form-secondary-actions {
    flex-direction: column;
  }

  .mobile-sticky-cta {
    gap: 0.46rem;
    padding-left: 0.48rem;
    padding-right: 0.48rem;
  }

  .mobile-sticky-cta a {
    min-height: 54px;
    padding-left: 0.36rem;
    padding-right: 0.36rem;
  }

  .mobile-sticky-cta a strong {
    font-size: 0.86rem;
  }

  .mobile-sticky-cta a span {
    font-size: 0.64rem;
  }
}

@media (hover: none) {
  .btn:hover,
  .btn:focus-visible {
    transform: none;
  }
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }

  *,
  *::before,
  *::after {
    animation: none !important;
    transition-duration: 0.01ms !important;
  }
}